Comeback of the Direct Debit? [in german]
Whether it's a spontaneous purchase or a long-planned vacation, many things are bought and booked online. But what about the preferred payment method?
Whether it's a spontaneous purchase or a long-planned vacation, many things are bought and booked online. But what about the preferred payment method?
Die Lastschrift ist ein alter Hut, könnte man meinen. Schaut man sich aber aktuelle Statistiken an, ist dieses Zahlverfahren so gefragt wie nie zuvor. Woran das liegt.
With each other, against each other, symbiosis or partnership? These are just some of the terms that keep cropping up in the relationship between FinTechs and traditional banks and describe the diversity of approaches.
Prof. Dr. Hans-Gert Penzel teaches and conducts research at the University of Regensburg. The recognized financial expert was, among other things, Director General and CIO of the European Central Bank from 2004 to 2010. In this interview, he talks about…
"FinTechs are increasingly competing with traditional banks in their core business," was the headline in Handelsblatt 2021. Since then, the situation has intensified further: Klarna, for example, which has had its own banking license since 2017, has been offering its…
Merchants, payment service providers and banks are under pressure from new challengers Buy Now, Pay Later (buy now, pay later – BNPL) is a global trend and a billion-dollar market. The main reason for this is the increasing merging of…
Matthias Schubert has strengthened the management of Axytos as Chief Risk Officer since the beginning of April. The new CRO of the fintech is to play a key role in shaping the national and international growth of Axytos in B2B…
In the 'Consumer Financial Services' segment, trade credit sales will increase by 19 percent to 499 million euros in 2021. Banks should definitely talk to axytos now to enter this highly profitable market immediately! From the Finanz-Szene article: "However, the…
It is a creeping process: banks are increasingly losing contact with manufacturers, online retailers and the POS, as they cannot offer these target groups credit and financing products that a buyer expects there today. Banks are also losing contact with…
The Buy Now Pay later enabler Axytos is a new member of the partner network of the ibi Research Institute at the University of Regensburg. Axytos opens up access to the entire BNPL world for invoice purchase, direct debit, payment…